Mobile Banking
A SACCO Internet Banking Solution is a digital platform that allows members of a Savings and Credit Cooperative Organization (SACCO) to access and manage their financial services online. It’s designed to modernize SACCO operations by providing secure, convenient, and real-time banking services through web and mobile interfaces.
Key Features of a SACCO Internet Banking Solution:
Members can view balances, statements, loan information, and transaction history.
Internal SACCO transfers, mobile money integrations and inter-bank transfers.
Online loan application, approval workflows, and repayment tracking.
Real-time access to savings accounts, fixed deposits, and share contributions.
Integration with utility payment systems for water, electricity, and more.
SMS and email alerts for transactions, due dates, and announcements.
Different access levels for members, staff, and administrators.
Two-actor authentication (2FA), SSL encryption, and secure audit trails.
Two-actor authentication (2FA), SSL encryption, and secure audit trails.
Seamless links with mobile money platforms, core banking systems, and third-party APIs.